FLEX-PSPCS is a comparative analysis system that produces proposal and feasibility studies based on several qualified plan specifications. The system provides benefit professionals with the tool needed to effectively evaluate the financial and tax advantages of a particular qualified plan. The system enables the user to provide clients and prospects with an analysis of nine different qualified plans.

Side-by-Side Comparison:
Profit Sharing | Integrated Profit Sharing | Target Benefit | Defined Benefit | Age Weighted | New Comparability | Money Purchase | Integrated Money Purchase | 401(k) | SARSEP | SEP | SIMPLE.

Determines eligibility based on age and service Determines Highly Compensated and Key Employees. Automatic adjustment for 415 Limits and Top Heavy Allocation Family Attribution Comprehensive import & export features

Discrimination Test Analysis Automatically determines % to owners or key people Abides by IRC Section 404 limits on deductible contributions Permitted Disparity Safe Harbor 401(k)

Prospective clients will invariably ask for a plan design to maximize the Key Employees' benefit and still minimize the overall contributions into the plan. The system can easily help the user design a plan with a particular budget, or a plan that will benefit the owner and other employees, or just the owner.

FLEX-PSPCS has the ability to illustrate the Age Weighted and the New Comparability cross-tested plans. These new plan designs can provide employers with planning opportunities not found in other plans.

FLEX-PSPCS also calculates The Equivalent Benefit Accrual Rates (EBARS), The Average Benefit Percentage Test, The Ratio Percentage Test, and The General Tests as described in IRC 401(a)(4).

Date Introduced	Price	System Requirements
1992 Latest Version 6.1.105	$995 per system $595 Annual Maintenance	Pentium PC Windows 98 or Higher