FlexSoft's Enrollment & Communication System is a Windows based system that generates both employer and employee reports illustrating the financial impact of selecting various options in a tax qualified salary reduction pension plan -- 401(k), 457, or 403(b) plan. It provides employee benefits professionals with the tools to assist employers with plan design considerations, and with employee communications regarding enrollment and ongoing contribution choices.

The employer report summarizes census information and shows the maximum employer cost of matching contributions in relation to maximum deferral percentages. It also shows the service and age distribution of the employee population. The paycheck illustration details the impact on take home pay, tax savings, and projected accumulations for a variety of deferral percentages.

The program is typically used to assist in plan design, to establish employer matching contributions, and to encourage retirement plan participants to invest more pretax dollars into the employer's retirement plan. The enrollment form report illustrates the State and Federal tax savings for each employee at various deferral percentages (chosen by the user) based on each employee's income, marital status, and State and Federal withholding. All fifty state tax modules are available, and up to eight deferral percentages can be shown on the enrollment form.

FlexSoft generates employee census lists sorted on up to 12 criteria, deferral lists, life insurance billing, "Snapshot" discrimination tests and demographic summary. The user may input unlimited investment choices, and any number of life insurance company rates.

Automatic exclusion of ineligible employees based on age and service requirements Automatic deferral reduction for highly paid participants. ADP, ACP and aggregate calculations Displays of participants' current deferral percentage, balance & investment splits. Comprehensive import & export features Safe Harbor 401(k)

Beneficiary Forms Retirement Need Analysis. Illustrates individual financial needs at retirement. Taxable vs. Tax Deferred growth analysis graph Illustrates profit sharing plan and Money Purchase contribution

Date Introduced	Price	System Requirements
1985 Latest Version 5.8b	$995 per system $595 Annual Maintenance	Pentium PC Windows 98 or Higher